<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"><channel><title>CaRather</title><description>AI-assisted car buying: research, compare, finance, and negotiate vehicles, plus true cost of ownership.</description><link>https://carather.ai/</link><item><title>A Car Buying Checklist That Covers the Money, Not Just the Car</title><link>https://carather.ai/blogs/car-buying-checklist/</link><guid isPermaLink="true">https://carather.ai/blogs/car-buying-checklist/</guid><description>Most checklists stop at the test drive. This one runs through financing, quotes, the trade-in, the finance office, and the final contract check.</description><pubDate>Sun, 26 Jul 2026 00:00:00 GMT</pubDate><category>dealership</category><category>negotiation</category><category>financing</category></item><item><title>How Much Car Can I Afford?</title><link>https://carather.ai/blogs/how-much-car-can-i-afford/</link><guid isPermaLink="true">https://carather.ai/blogs/how-much-car-can-i-afford/</guid><description>Not what a lender approves. Budget the total monthly cost — payment, insurance, fuel, maintenance, and depreciation — against your take-home pay.</description><pubDate>Sat, 25 Jul 2026 00:00:00 GMT</pubDate><category>affordability</category><category>financing</category></item><item><title>Lease vs. Buy a Car: How to Actually Decide</title><link>https://carather.ai/blogs/lease-vs-buy-a-car/</link><guid isPermaLink="true">https://carather.ai/blogs/lease-vs-buy-a-car/</guid><description>Leasing rents depreciation; buying purchases it. The decision turns on mileage, how long you keep cars, and whether you want an asset at the end.</description><pubDate>Sat, 25 Jul 2026 00:00:00 GMT</pubDate><category>leasing</category><category>financing</category></item><item><title>How to Negotiate a Car Price</title><link>https://carather.ai/blogs/how-to-negotiate-car-price/</link><guid isPermaLink="true">https://carather.ai/blogs/how-to-negotiate-car-price/</guid><description>Negotiate one number — the out-the-door price — and separate it from your trade-in and financing. Here&apos;s the sequence and why it works.</description><pubDate>Fri, 24 Jul 2026 00:00:00 GMT</pubDate><category>negotiation</category><category>dealership</category></item></channel></rss>